.sc-hero{background:var(--graphite);color:var(--white);padding:48px 0 84px}.sc-hero .eyebrow{color:var(--sand);margin-bottom:12px}.sc-hero h1{font-size:clamp(30px,4.4vw,50px);letter-spacing:-.02em;max-width:22ch;margin-bottom:14px}.sc-hero .lede{color:#d7e2e5;max-width:62ch;margin-bottom:18px}.sc-hero ul{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px;font-size:14px}.sc-hero li:before{content:"✓";color:var(--emerald);margin-right:6px;font-weight:700}.sc-app{--navy-900: #0E1A20;--navy-800: #16262E;--blue: #00747E;--blue-50: #E4EEEA;--line: #E3D9C4;--line-2: #D9CDB3;--muted: #4A5A60;--muted-2: #A7B3B0;--sand: #F3E6C4;--sand-ink: #6B4A00;--red: #C8423B;--amber: #D98E10;--green: #1E9C6B;--bg: #F6F1E6;--card: #FFFDF8;--ink: #0E1A20;--radius: 14px;font:16px/1.55 var(--body);color:var(--ink)}.sc-app *{box-sizing:border-box}.sc-app .card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 1px 2px #0b25450a,0 8px 24px #0b25450f}.sc-app .card.calc{margin-top:-44px;padding:8px 24px 24px}@media(max-width:560px){.sc-app .card.calc{padding:4px 14px 18px}}.sc-app .progress{position:sticky;top:0;z-index:5;background:var(--card);padding:14px 0 10px;border-bottom:1px solid var(--line);margin-bottom:8px}.sc-app .progress .bar{height:6px;background:var(--blue-50);border-radius:99px;overflow:hidden}.sc-app .progress .bar span{display:block;height:100%;width:0;background:var(--blue);transition:width .25s}.sc-app .progress .lbl{font-size:13px;color:var(--muted);margin-top:6px;display:flex;justify-content:space-between}.sc-app section.group{padding:18px 0 6px;border-bottom:1px dashed var(--line)}.sc-app section.group:last-of-type{border-bottom:0}.sc-app section.group h2{font-size:13px;text-transform:uppercase;letter-spacing:.8px;color:var(--muted);margin:0 0 4px}.sc-app fieldset.q{border:0;margin:0;padding:12px 0}.sc-app fieldset.q legend{font-weight:600;padding:0;margin-bottom:4px}.sc-app .q .hint{font-size:13px;color:var(--muted);margin:0 0 8px}.sc-app .q.missing legend{color:var(--red)}.sc-app .q.missing legend:after{content:" · please answer (or choose Not sure)";font-weight:400;font-size:13px}.sc-app .chips{display:flex;flex-wrap:wrap;gap:8px}.sc-app .chips input{position:absolute;opacity:0;pointer-events:none}.sc-app .chips label{border:1px solid var(--line-2);border-radius:999px;padding:7px 14px;font-size:14px;cursor:pointer;background:#fff;user-select:none;transition:background .15s,border-color .15s}.sc-app .chips label:hover{border-color:var(--blue)}.sc-app .chips input:focus-visible+label{outline:3px solid rgba(46,111,217,.35);outline-offset:2px}.sc-app .chips input:checked+label{background:var(--navy-900);border-color:var(--navy-900);color:#fff}.sc-app .chips input[value=unsure]+label{border-style:dashed;color:var(--muted)}.sc-app .chips input[value=unsure]:checked+label{background:var(--blue-50);color:var(--navy-900);border-color:var(--muted-2)}.sc-app .numrow{display:flex;flex-wrap:wrap;align-items:center;gap:10px 14px}.sc-app .money{display:flex;align-items:center;border:1px solid var(--line-2);border-radius:8px;background:#fff;width:220px;max-width:100%}.sc-app .money span{padding:0 0 0 12px;color:var(--muted)}.sc-app .money input{border:0;outline:0;padding:9px 12px 9px 6px;font:inherit;width:100%;background:transparent;color:var(--ink)}.sc-app .money:focus-within{border-color:var(--blue);box-shadow:0 0 0 3px #2e6fd92e}.sc-app .money.disabled{background:var(--bg);opacity:.6}.sc-app .unsure-toggle{font-size:14px;color:var(--muted);display:inline-flex;gap:6px;align-items:center;cursor:pointer}.sc-app .actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;padding-top:18px}.sc-app button{font:inherit;cursor:pointer;border-radius:10px;border:1px solid transparent;padding:12px 20px;font-weight:600}.sc-app .btn-primary{background:var(--blue);color:#fff}.sc-app .btn-primary:hover{background:#245dbb}.sc-app .btn-ghost{background:#fff;color:var(--navy-900);border-color:var(--line-2)}.sc-app .btn-ghost:hover{border-color:var(--navy-900)}.sc-app .fine{font-size:13px;color:var(--muted)}.sc-app #result{display:none;margin-top:24px}.sc-app #result.show{display:block}.sc-app .res-head{padding:24px}.sc-app .res-head .kicker{font-size:13px;text-transform:uppercase;letter-spacing:.8px;color:var(--muted)}.sc-app .res-head .score{font-size:clamp(40px,8vw,60px);font-weight:750;line-height:1;margin:6px 0 4px;letter-spacing:-1px}.sc-app .res-head .score small{font-size:18px;color:var(--muted);font-weight:500;letter-spacing:0}.sc-app .band-pill{display:inline-block;background:var(--navy-900);color:#fff;border-radius:999px;padding:5px 14px;font-weight:600;font-size:14px}.sc-app .band-pill.unrated{background:var(--sand);color:var(--sand-ink)}.sc-app .res-head p.summary{margin:12px 0 0;max-width:680px}.sc-app .meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:12px;font-size:14px;color:var(--muted)}.sc-app .meta b{color:var(--ink)}.sc-app .scale{position:relative;margin:26px 0 6px;height:46px}.sc-app .scale .zones{position:absolute;left:0;right:0;top:14px;height:12px;border-radius:99px;overflow:hidden;display:flex}.sc-app .scale .zones i{display:block;height:100%}.sc-app .scale .range{position:absolute;top:8px;height:24px;border-radius:6px;background:#0b2545d9;box-shadow:0 0 0 2px #fff;transition:left .4s,width .4s}.sc-app .scale .line70{position:absolute;top:0;bottom:4px;width:0;border-left:2px dashed var(--navy-900)}.sc-app .scale .line70 span{position:absolute;top:-18px;left:-60px;width:120px;text-align:center;font-size:11px;color:var(--navy-900);font-weight:600}.sc-app .scale .ticks{position:absolute;left:0;right:0;top:32px;font-size:11px;color:var(--muted)}.sc-app .scale .ticks span{position:absolute;transform:translate(-50%)}.sc-app .scale .ticks span:first-child{transform:none}.sc-app .scale .ticks span:last-child{transform:translate(-100%)}.sc-app .gap-teaser{margin:0 24px 24px;padding:16px;border-radius:10px;background:var(--sand);color:var(--sand-ink)}.sc-app .gap-teaser b{color:#4a3d12}.sc-app .locked{display:grid;margin:0 24px 24px}.sc-app .locked>*{grid-area:1 / 1}.sc-app .locked .preview{filter:blur(5px);pointer-events:none;user-select:none;opacity:.7}.sc-app .locked .gate{display:flex;align-items:center;justify-content:center;padding:8px;position:relative;z-index:1}.sc-app .gate .card{max-width:520px;width:100%;padding:20px}.sc-app .gate h3{margin:0 0 4px}.sc-app .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:14px 0 10px}@media(max-width:560px){.sc-app .form-grid{grid-template-columns:1fr}.sc-app .locked .preview{display:none}.sc-app .locked{margin:0 12px 16px}}.sc-app .form-grid label{font-size:13px;color:var(--muted);display:block}.sc-app .form-grid input,.sc-app .form-grid select{width:100%;font:inherit;padding:9px 10px;border:1px solid var(--line-2);border-radius:8px;background:#fff;color:var(--ink);margin-top:3px}.sc-app .form-grid input:focus,.sc-app .form-grid select:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px #2e6fd92e}.sc-app .consent{font-size:13px;color:var(--muted);display:flex;gap:8px;align-items:flex-start;margin:6px 0}.sc-app .consent input{margin-top:3px}.sc-app .hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.sc-app .err{color:var(--red);font-size:13px;min-height:18px;margin-top:6px}.sc-app #report{display:none;padding:0 24px 24px}.sc-app #report.show{display:block}.sc-app .report-h{font-size:13px;text-transform:uppercase;letter-spacing:.8px;color:var(--muted);margin:22px 0 10px}.sc-app .pillar{display:grid;grid-template-columns:220px 1fr 70px;gap:12px;align-items:center;padding:8px 0;border-bottom:1px solid var(--line)}@media(max-width:640px){.sc-app .pillar{grid-template-columns:1fr 64px}.sc-app .pillar .track{grid-column:1 / -1;grid-row:2}}.sc-app .pillar .nm{font-weight:600;font-size:14px}.sc-app .pillar .nm small{display:block;font-weight:400;color:var(--muted);font-size:12px}.sc-app .track{position:relative;height:12px;background:var(--blue-50);border-radius:99px}.sc-app .track .fill{position:absolute;top:0;bottom:0;border-radius:99px}.sc-app .track .fill.unsure{opacity:.35;border-radius:0 99px 99px 0}.sc-app .track .l70{position:absolute;top:-4px;bottom:-4px;left:70%;border-left:2px dashed var(--navy-900);opacity:.5}.sc-app .pillar .val{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}.sc-app .kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}.sc-app .kpi{border:1px solid var(--line);border-radius:10px;padding:14px;background:#fff}.sc-app .kpi .k{font-size:13px;color:var(--muted)}.sc-app .kpi .v{font-size:26px;font-weight:700;margin:2px 0}.sc-app .kpi .t{font-size:12px;color:var(--muted)}.sc-app .dot{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:6px;vertical-align:middle}.sc-app .flags{list-style:none;padding:0;margin:0}.sc-app .flags li{padding:10px 12px;border-left:4px solid var(--red);background:#fdf1f1;border-radius:0 8px 8px 0;margin-bottom:8px;font-size:14px}.sc-app .gaps{counter-reset:g;list-style:none;padding:0;margin:0}.sc-app .gaps li{counter-increment:g;padding:12px 12px 12px 48px;position:relative;border:1px solid var(--line);border-radius:10px;margin-bottom:10px;background:#fff}.sc-app .gaps li:before{content:counter(g);position:absolute;left:12px;top:12px;width:26px;height:26px;border-radius:50%;background:var(--navy-900);color:#fff;font-weight:700;font-size:13px;display:flex;align-items:center;justify-content:center}.sc-app .gaps b{display:block}.sc-app .gaps span{font-size:14px;color:#33435a}.sc-app .cta{margin-top:22px;background:var(--navy-900);color:#fff;border-radius:var(--radius);padding:22px;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}.sc-app .cta h3{margin:0 0 4px}.sc-app .cta p{margin:0;color:#d6deea;max-width:560px;font-size:15px}.sc-app .cta .btn-primary{background:var(--sand);color:var(--navy-900)}.sc-app .cta .btn-primary:hover{background:#efe4c2}.sc-app .how{padding:40px 0}.sc-app .how h2{margin:0 0 14px}.sc-app .how .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}.sc-app .how .card{padding:18px}.sc-app .how h3{margin:0 0 6px;font-size:16px}.sc-app .how p{margin:0;font-size:14px;color:#33435a}.sc-app .sc-foot{border-top:1px solid var(--line);padding:24px 0 40px;font-size:13px;color:var(--muted)}.sc-app .sc-foot p{margin:0 0 8px;max-width:820px}@media print{.sc-app .calc,.sc-app .how,.sc-app .gate,.sc-app .no-print,.sc-app .sc-foot .no-print{display:none!important}.sc-app #result{display:block!important;margin:0}.sc-app .card{box-shadow:none;border:0}.sc-app .cta{background:#fff;color:var(--ink);border:1px solid var(--line)}.sc-app .cta p{color:var(--muted)}.sc-app .pillar,.sc-app .gaps li,.sc-app .kpi{break-inside:avoid}}.sc-app .profile-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px 16px;padding:8px 0 6px}.sc-app .profile-grid .q{padding:0}.sc-app .plabel{display:block;font-size:13px;color:var(--muted);margin-bottom:3px}.sc-app .profile-grid select{width:100%;font:inherit;padding:9px 10px;border:1px solid var(--line-2);border-radius:8px;background:#fff;color:var(--ink)}.sc-app .profile-grid .q.missing .plabel{color:var(--red)}.sc-app .form-grid .span2{grid-column:1 / -1}.sc-app .gaps .helps{display:block;margin-top:6px;font-size:13px;color:var(--navy-800);font-weight:600}.sc-app .card.calc{margin-top:-44px}.sc-app .progress{top:calc(80px + env(safe-area-inset-top,0px))}.sc-app button,.sc-app .btn-primary{border-radius:999px}.sc-app .btn-primary{background:var(--ink);color:var(--paper)}.sc-app .btn-primary:hover{background:#22343c}.sc-app .cta .btn-primary{background:var(--grad);color:var(--graphite)}.sc-app .res-head .score,.sc-app h2,.sc-app h3{font-family:var(--display);font-weight:500}.sc-app .how{padding-block:48px 24px}.sc-foot{padding-bottom:56px}